How would you have ranked the top 25 NCAA football teams any differently than the final poll?

Personally I think undefeated Boise St should have been ranked ahead of Florida, Ga Tech who won the ACC should not have Virginia Tech whom they beat ahead of them and Ohio State with 2 losses should not be ranked ahead of TCU. Also why isn't Navy, a team that nearly beat Ohio State at their house, killed Missouri and won 10 games not get in to the top 25?